9 Oct 2008

Some common loan fraud alert

First, the national personal unsecured loan (or interest-free loans, etc.)



Currently on the Internet there were a lot of so-called national network, unsecured loans unsecured personal loans, these so-called "loan", "Loan Group" that are: do not limit you in what areas you do not need any collateral, ID cards can only give you a loan.

Such information are fraudulent, Chinese net loans (Loancn.com) Please note that your risk:



Fraud features:

1, the first big name companies, the so-called "integrity group" "xx loan group" "xx loan group," and so on, these companies can not exist, the business sector can not allow such registration of company names.

2, and some will be counterfeit or well-known bank in the name of the company, but did not address, nor can it provide a real company business license and personal ID cards.

3, advertising only to provide general information and contact phone number, cell phone number inquiries, we can see that publishers focus on a few provinces at home.

4, easy lending conditions that do not also need to see revenue unsecured, is basically a credit card can be.

5, when the loan-to-order are inviting, the liar will first require the use of the reasons that charge, such as the "interest, legal fees, verification fees, insurance premiums, fees, bonds," and so on.

6, when the first loan to pay for and found the liar can no longer call sense mobile phones, and even some of the credit for those who do not know each other's company, personal name, identity card, even in the other side where no one knows already Deceived.



Second, by telephone or fishing sites to cheat the bank card number and password



Fraudsters through the Internet or mobile phone text messages so-called mass-loan information, loan conditions are also very simple, and not in your face-to-face contact with the case have lied on the loan, the fraudsters will provide a telephone to make inquiries on whether the loan Has arrive, in fact, the phone is a liar own voice gateways, when Shou Pianzhe voice input in accordance with the bank card number and password, fraudsters had access to the password, and then quickly Shou Pianzhe account of the looted funds.



In this prompt:

1, each bank has its own special service numbers, such as the ICBC's 95,588, 95,555 and so on the line move, do not you call the familiar telephone inquiries to their bank accounts.

2, each bank has its own Web site, please see the Web site domain name carefully, and not to non-bank site entering their bank cards and passwords.







Anti-cheating sum up: the sky will not Diaoxian Bing, will greed so please pay attention to the risk of being cheated:



1, only a handful of banks opened for some areas of personal unsecured lending products, but also in accordance with the formal processes: I need to bring relevant information to the original banks face-to-face to sign the loan contract to provide pay cards such as bank statements.

2, go to the other party's site to see, face-to-face contact and enter into a formal contract, there is no purely on the network to communicate solely in the phone operator will be able to communicate loans have magical powers.

3, the signing of the contract when the other party to retain the company's business license and a copy of a copy of ID card and to clarify the authenticity. (Industrial and commercial enterprises through the authenticity of the website, personal identity through cell phone text messages or inquiries id5.cn online).

4, look up your account, visit the bank's regular Web site or call the Bank of Te Fuhao code to prevent individual bank cards and passwords leak.

5, in the loan account before you, let us not pre-pay any costs.







Chinese net loans (Loancn.com) since 2004 has been set up using the identity of the real-name registration of members and credit information of first instance, determined to clear false information. However, because some members did not carry out real-name authentication, as well as the openness of the Internet can not be foolproof. Liar and probably by telephone and e-mail such as direct contact with you, let your sweet words have been deceived.

Therefore, this site would like to remind you pay attention to risk.

1, if China is a net loan (Loancn.com) information, check out each other's membership level, the company provides a business license and personal ID cards of the members will be eye-catching logo.

2, If you do not recognize the existence of risk, but also with customer service site, we will do our best to provide you with the loan feasible solution.

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