If the borrower is engaged in the doctors, teachers, civil servants, lawyers, accountants, auditors, such as employment, or banking, securities, insurance and other financial professionals in the field, to apply for car loan, banks usually have a priority or preferential policies .
The ordinary consumer, or other sectors of the consumer looking for an intermediary company to apply for car loan will be relatively easier. However, these agencies will be to assess all aspects. The stability of work, family stability, a stable income people can get
To car loans. Revenue from the point of view, the car loan, mortgage loans, and so shall not exceed the total amount of time 50% of total income.
Credit line
Banks are provided for a maximum loan amount of the purchase price with no more than 80% of the net.
Reminder: In fact, 80 per cent of the loan is not essential, in order to avoid the risk of banks to provide up to 7 into a car loan.
Loan period
Auto loan period is generally three years, a maximum of five years. (Basic and are based on the three-year period)
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