26 Jul 2008

Personal credit loans

First, without collateral
Without any real estate collateral, without any guarantee of others.
Your credit is your best loan permits

Second, the interest rate lock
The loans are fixed rate of interest, costs and lock your interest rate risk.
Market interest rates higher in the long-term trends, times to enjoy additional concessions.

Third, for easy,
Loans of short duration is six months, up to a maximum of four years. The amount of 30,000 yuan of loans, loans for two years as an example, the average monthly payment of interest on loans less than 106 yuan.
Easy monthly repayment, to enjoy life.

4, for convenience
Loan application process simple and quick. Since the loan applications, complete information on the date of the fastest four working days to issue loans.
Experience an unprecedented fast service.

5, caring service
From the 24-hour free consultation for green, to privacy, security, free from the special account set up repayment, the monthly repayment to remind……, we would like for you to even more.
Exceed customer expectations, we are always the same pursuit.

1, if the application for the loan, you should have What are the basic conditions »
22-60 years
With Chinese nationality (excluding Hong Kong, Macao and Taiwan residents)
Working and living in Shanghai
A stable job and income
Work units are now in full six months

2, the loans can be used for what purpose »
The loans can be used for any reasonable person or household consumption, such as marriage, decoration, tourism, education, the purchase of household appliances, etc..
Where can think of, you can do.

Special tips:
According to the China Banking Regulatory Commission stipulates that any loans shall be used for investment in the stock market, futures or any other equity investment.
You should follow your application of this commitment to the use of loans when the use of the loans. Otherwise, the Bank announced in advance at any time the right to recover the loans, and charge you accordingly Faxi.
You have with me after the loan-to-line inspection obligations. You must be in my line within the time specified by the bank to provide loans of the consumer certificate.

3, you get the loan amount »
I will be based on your income and credit situation comprehensive determine your loan amount. A minimum of eight 1,000 yuan, up to 200,000 yuan.

4, you can apply for the loan period »
You can be based on your own actual situation in the following five options to select the most suitable you a file: 6 months, 1, 2, 3, 4 years.

5, if the loan application, you should be prepared to loan applications which information »
Personal loan applications
Proof of identity
Chinese identity card if co-borrowers, and the other to provide a marriage certificate
Proof of residence documents
City residence required to provide bank statements or utility billing; non-household registration another city to provide temporary residence permit or residence permit
Proof of income
Such as personal income tax or corporate tax bill issued by the salary that I or my bank books or bank account statements

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