26 Jul 2008

Students credit

College loans for poor families have been seen in terms of students but useless. Very simple, where the poor children find rich friends » And wherever there are mortgage or pledge of goods » Secured loans to school has become the bottleneck. Now, students with poor credit to the bank loans. Recently, this reporter from the Beijing Municipal Education Commission was informed that the college opened in September this year, Beijing will implement credit.

The students to "use" their own credit needs of the two conditions, it is necessary to do referrals from schools, and the other is a witness, the general may be closely related to the students and teachers. References to understand the borrower is responsible for the situation of students, the establishment and management of the borrower to update their address and contact information, such as effective on credit files. The main duty is to witness the borrower graduates stay in touch with the lending bank to provide students as an effective means of communication.

Once students leave school after not returning loans, the repayment is not a malicious act, schools and the names of witnesses will be released to the press. It is understood that as college tuition increases, in order to prevent students because of poverty, not universities, the Ministry of Education promulgated a series of "awards, loans, help to make up, by" policy, and its core in "credits." Currently, student loans only for poor students into the national student loans from banks and provided for all students of student loans. The maximum loan amount can include all the tuition fees and living expenses.

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