1 Aug 2008

Anti-car loans to buy insurance "from Bao"

Is the fiery game show inspired the desire of many people's car. Yesterday, IPR protection experts reminded the public: the election of vehicles crush Liangju is important, treated with caution car during the various details and procedures are also important. Especially in the face of numerous and some of the insurance coverage must-see period, should never "delinking security."

A few days ago, Mr. Shen encountered traffic accidents, the insurance company has been informed of their third party liability insurance has been the "delinking security." At home only after careful reading of the policy found that, in addition to third-party liability insurance security for one year, three other types of valid for a period of three years. The original purchase of a car, clearly has commissioned a dealer to buy a three-year insurance, why only a third party liability insurance only buy a year? » While angry, Mr. Shen require vehicle sales company bear part of settlement costs.

Of a complaint, the Municipal CPC Committee automotive professionals to do to proceed immediately to investigate. Distribution company explained that at that time in the car, the two sides make it clear orally year is the purchase of third party liability insurance, but also in real terms, Duotuishaobu. And in writing is stated in the purchase of "four and dangerous" (Jusun Xian, third party liability insurance, Daoqiang Xian, excluding Mianpei insurance), 2003 12,000 yuan (about) really count. Because it is car loans, can only be charged in accordance with the relevant provisions of the first year of the third party liability insurance costs.

Mr. Shen received after the policy had not carefully read and no time to purchase insurance, now have taken place in traffic accidents, only their own pay. In response, IPR protection experts said that the car before consumers should understand the relevant provisions can we effectively safeguard their rights. Dealer after-sales service work should be done in some of the insurance is about to expire, should be in writing or by telephone inform consumers, so that consumers would not be harmed after the "worse."

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