Car loan information for car buyers

First, car notes

At present, the automobile consumption credit business and can not be widely carried out. Sales of motor vehicles and general business compared to only apply to China's small number of reputable, but lack the purchasing power of the one-time payment, so it is necessary to the organizer (dealers, banks, insurance sector) and meticulous work well in the pre-publicity for Advisory, provide a "car notes."

The notes include: business overview, the purchaser should have the conditions and provide the necessary information, operational processes and attention to matters.

(Uses) for the consultation and publicity.

Automobile consumption credit car notes

× × from banks, × × enterprises, × × insurance company launched the latest model cars consumer credit, and to the people's life, processing simple and efficient, reasonable cost, we are all the trouble to resolve. Please put your car in the application prior to carefully read this <>.

(A) car:

Not less than prepaid customers cars ×% of the funds, the balance to the banks for a maximum of × in the special fund loans, loan guarantees provided by the dealer.

(B) loan by the purchaser with the conditions:

1. × with the city × × × urban areas accounts, fixed residence.

2.25 ~ 60 years of age between individuals.

3. Loans were authorized to provide the pledge, mortgage or third party guarantees.

4. To have a stable job, stable income, with arranging to pay the principal and interest of the ability of the car.

5. Willing to accept the loans were deemed necessary by other conditions.

(C) car loans should the information provided:

1. I ID 2. Account of the three. Driving documents 4. Shelter to live 5. 2 inch-sized photographs 6. Income, the Labour proved 7. Berth parking permits

Notes: 1. Information required by the original and three copies of

2. Co-purchaser and the guarantor should also provide information on people in the car of the 1,2,4,6

(4) operational procedures:

To the point at retail outlets consulting and advisory

Will pay the information provided by dealers of First Instance

Selected models, and distributors signed <>

The first payment will be deposited into the designated account, to submit to the bank (for automobile consumption loans)

By <>, directly to the banks arranging the return of principal and interest of loans

Procedures for vehicle dealers and home delivery vehicles

For insurance, mortgage registration, notarization, and other procedures

Bank accepted, approved and signed <>

(5) Other matters:

1. Vehicle insurance should be designated for the insurance company, the insurance is a necessary: Jusun Xian, third party liability insurance, emergency funding, excluding Mianpei insurance and hire-purchase credit insurance or guarantee insurance.

2. Notarized by the cost of buying and selling of mutual commitment to a half.

3. Purchase loans were still fixed, will pay a guarantee fee. Standard rates to its base loan amount, one-year 1 percent, 2 percent of 2002, the three-year 3 per cent.

4. Implemented through-train service, but for vehicles of all households who bear the cost by car, the user still needs to pay agent fees × yuan each. <> required for their users.