corporate automobile consumption loans

If you are entitled to by the department approved the registration of enterprises and legal persons, and our distributors in the purchase of a car, borrowers need to make an application to the China Construction Bank.

You have the right to the department approved as a registered corporate enterprises and institutions in China Construction Bank has identified and signed "cooperation agreements automobile consumption loans," the car dealer can buy a car when the Construction Bank to apply for legal automobile consumption loans.

You need to apply for loan guarantees with conditions to provide a guarantor or touch (of) the grantor items. Jointly and severally liable third-party guarantee (banks, insurance companies, except for the guarantee), the maximum borrowing limit for the purchase price 60 percent to construction machinery, housing and other ground in fixtures in accordance with the law or the state-owned land use rights as collateral, borrowing The maximum limit for the purchase price of 70 percent to be used as security for the Treasury, financial bonds, the state's key construction bonds, bank certificates of deposit issued by the pledge of regular (or banks, insurance companies, jointly and severally liable to provide the guarantee), the maximum borrowing limit for purchase 80% of car price.

CCB corporate automobile consumption loans was only the yuan currency. CCB corporate automobile consumption loans longest period not exceeding three years (including three years), if you purchase vehicles for rental operators, car rental, passenger and freight transport business purposes, the longest period of not more than two years (including 2 ).

For specific procedures:

1, the application. You are from our distributors decided to purchase the specified brand car, I will propose to the loan applications and to provide all relevant information.

2, signed a contract. China Construction Bank during the investigation and possible approval that, you and I will be signing loan contracts and guarantee contracts, and other legal documents. I think that line if not feasible, it will refund the application materials.

3, the implementation of security. And I signed a loan contract after the trip, you will need to implement third-party guarantee, mortgage, pledge, such as security and the security for the registration, notarization or collateral insurance, quality of deposit of banks and other procedures.

4, access to loans. You paid with a bank loan before the relevant formalities, the contract is in force, in accordance with the terms of the contract you can use unspent loans.

5, repayment. The contractual approach to repay their loans.

Corporate lending rates in accordance with the automobile consumption rate management of the People's Bank of the relevant provisions from your trip with me in consultation.