In the current relative quiet of the car loan market, the recent FAW Toyota Motor Sales in the Auto Financing Company introduced new ways of marketing to attract consumers. This new type of vehicle salvage the set of loan products is that consumers 20 percent down payment, the maximum balance due 60 percent, freedom of choice, for the quarter or for the way in the car after one year will pay the balance payment due or may be Maintaining and increasing the vehicle in accordance with the second-hand cars sold to the appropriate stores.
Toyota, FAW and Shanghai Bao Xu Min-store sales manager when interviewed by reporters that it had received a notice related manufacturers, in the event starting on June 1 formally implemented, the payment method freedom, and one year after the car can be Sold to the businessmen, the two major highlight of the current response makes the product better, a lot of customers come to the consultation.
According to reports, residuals set of loan products has two main advantages:
First, car buyers low down payment, set a high proportion of the residual value;
Second, the value of a security vehicle. In normal driving conditions, consumer car after one year, in accordance with the wishes of one-time payment of the balance payment due loans or apply for an extension of the period, or by the FAW Toyota stores in a second-hand car assessment, repurchase;
The industry believes that the FAW Toyota model in such measures, combined with and Cars of automobile consumption of a variety of favorable characteristics, for consumers, not only reduced the car to economic pressures, will also be a new car Second-hand car sales and recovery bundled together, this approach also guarantees the value of the vehicle.
According to information released by the commercial banks, financial institutions 2007 National consumer credit balance of 3.2783 trillion yuan, of which only 110.7 billion yuan car loans, housing loans of less than 3 percent. Xinhua letter's latest statistics show that in 2007 the domestic car buyers who choose the car loan ratio was only 6.6% -7%, the National Co-Passenger information will even think that this ratio should be even lower.
Toyota, FAW and Shanghai Bao Xu Min-store sales manager when interviewed by reporters that it had received a notice related manufacturers, in the event starting on June 1 formally implemented, the payment method freedom, and one year after the car can be Sold to the businessmen, the two major highlight of the current response makes the product better, a lot of customers come to the consultation.
According to reports, residuals set of loan products has two main advantages:
First, car buyers low down payment, set a high proportion of the residual value;
Second, the value of a security vehicle. In normal driving conditions, consumer car after one year, in accordance with the wishes of one-time payment of the balance payment due loans or apply for an extension of the period, or by the FAW Toyota stores in a second-hand car assessment, repurchase;
The industry believes that the FAW Toyota model in such measures, combined with and Cars of automobile consumption of a variety of favorable characteristics, for consumers, not only reduced the car to economic pressures, will also be a new car Second-hand car sales and recovery bundled together, this approach also guarantees the value of the vehicle.
According to information released by the commercial banks, financial institutions 2007 National consumer credit balance of 3.2783 trillion yuan, of which only 110.7 billion yuan car loans, housing loans of less than 3 percent. Xinhua letter's latest statistics show that in 2007 the domestic car buyers who choose the car loan ratio was only 6.6% -7%, the National Co-Passenger information will even think that this ratio should be even lower.
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