23 Jul 2008

Gong Xinzu points to buy a car

You try not mortgage purchase

Does not mean that consumer loans ahead of consumption, only the design of financial management methods vary from person to person only. First of all it is their own power as a prerequisite, not only the final overdraft or overdraft money also credibility, it can not save. First of all loans to buy a car to be Suanzhang, the amount of 100,000 yuan loan, the loan period of five years, the final mortgage payment of 12 million. If your car costs 1,500 yuan a month with debts, some in the car to pay 3,500 yuan a month, the monthly income of 10,000 yuan not a bad day before. Generally speaking, the changes in income but little more than money to people not to purchase loans.

Layman Do not buy second-hand cars

Although the purchase of second-hand car Gong Xinzu car is a good choice, but Zhuangtai Yun and a similar place. In other words, the source of second-hand car is critical, black cars, and unsolicited Zangche determined not to buy the car.

If a friend or units change, you have to understand this car, the price is reasonable, it can be bought. If you are a layman or buy first car, his car is not familiar with the maintenance, it's best not to buy second-hand cars. In addition, the proposal not to buy down the taxi-out second-hand car. Taking into account the used-car price and the value of the secondary, in general, the community retain a large quantity of used-car prices relatively stable number. Of course, the perfect second-hand car is unlikely to encounter.

The shots when the shots

We must first understand the current situation of the automobile market and car prices, discounts, according to its own economic strength to consider what price shots. You have to remember this one: the higher the price of the car, the greater room for price cuts, the economy cars is no exception.

So, how to choose the right time » You can draw a price reduction under the displacement map, abscissa for the incident, the longitudinal coordinates for the price. Displacement is, the price reduction plans of the more gentle curves. Lower prices suddenly, after Jizou curve tends to slow down the location should be a better time to buy a car. From time to speaking, each of the third quarter, the new model is listed on view, all types of motor vehicles or new Expo promotional activities have become more frequent, the latter part of the third quarter and early fourth quarter, the car is good time.

Displacement enough on the line

Despite a show car than a good, we should adhere to a sensible line of defense: the shots when the shots. In the relative prices of the same circumstances, the choice of vehicle or the economy should focus more on the following aspects of the comparison: the size of displacement; active and passive safety systems, such as the braking system is advanced or not, whether with ABS, Body of the strong degree of security or whether equipped with air bags; fuel consumption indicators, to give due consideration to other configurations.

Gong Xinzu car emissions enough on the line. If every 100 km with more than two liters oil a year to increase the cost of 1,000 yuan, is a small expenditure, almost enough year repair and maintenance costs. Gong Xinzu on, the car should be even more attention to quality. Generally speaking, the technology is mature, at home after a long-term test of a car worth considering. A new car, can not buy, but be careful.

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