23 Jul 2008

Two traps were threatening car loans

Deceive consumers in the blank contract was signed - the "Pinfeng" means additional money to cheat

Morning - in the recent consumer complaints in the car, a car instalments disputes arising from the more prominent. The business sector said yesterday that the consumer should beware of hire-purchase process in the trap.

The business sector that consumers need to beware of the traps There are two main. First, some automobile dealers violation of business ethics, honesty and credit, drilling a small number of consumers lack of legal knowledge, poor self-protection awareness of the loopholes, deceived consumers to sign a blank contract. If Wang to five-year loan to buy a 39,900 yuan-denominated Geely pride of the minibuses. Office car clearance, inform dealers are paid 20% of the first loan payment only 32,000 yuan, and allow a blank Wang signed the contract. A few days later, received a consumer credit contract when found not only the over 5,000 yuan more than loans, the first payment, vehicle insurance, and other additional costs, the sum of loans and management fees after the Jingbi total price of more than 13,000 vehicles Yuan.

Second, some credit for neither the source nor the car used car dealers, "Pinfeng" means to cheat consumers extra money. As consumers hand instalments of a certain Yuyi buy a Jetta car, a car market around the "Pinfeng" competing to lead staff, to "A taxi companies." The car will not eligible to obtain bank credit, do not want to lose a piece of "soon to the mouth of fat meat", consumers will have another credit to qualified "B dealers" in the car for hire Procedures. This, "A taxi companies," one of the only Paopaotuier, from the hand and a "B dealers" net profit more than 1,000 yuan on the commission, a hand for more than 900 yuan spent money wrongly accused.
To address the above issues, industrial and commercial department official said that at present they are actively considering new measures to regulate automobile credit behavior. At the same time, they also remind consumers in general, loans to car buyers cautious, should clarify the responsibilities and obligations after signing the contract to purchase good.

No comments: