Commercial individual housing loan application procedures

Commissioned by the individual housing loan application procedures (housing fund management center in Beijing)

First, the application

The borrower to the client (Beijing housing fund management center), making borrowing application and provide the following information: I account this, identity card or other valid proof of stay;

Purchase contracts or letters of intent and other relevant documents;

Borrowers agreed to loan the unit a letter

The client asked for other materials.

Second, the first instance

Clients to apply for a preliminary

Third, the survey

Clients after passing the first instance, the Construction Bank Beijing Branch agencies (the trustee) of loans to investigate and survey comments.

4, and the approval commissioned by the signing of the contract

According to the trustees put the client survey, conducted on the loan approval, the approval agree that the clients signed by the trustee and the contract, and then commissioned by the loans issued by the client notice.

5, signed loan contracts

According to the contract by the trustee and borrowers signed loan contracts and the corresponding contracts.

6, the allocation of loans

Loan contract after the entry into force, clients will be commissioned by the loan fund of funds assigned to households, according to the trustees by the allocation of loan contracts.

The central and state organs individual housing loans secured by (the central and state organs housing fund management center)

First, the application = iEE_;? + Vz7 @ =) 2a? A `h

Trustee of the borrower to complete the loan application and provide the following information:

Accounts of the borrower, identity card or other valid travel documents and copies of residence;

Purchase contracts or letters of intent and other relevant documents;

Borrowers, or local units of housing fund management institutions agreed to loan the letters

The purchase of new housing units provided Shoufang the "Beijing permit sales of commercial property," a copy of the purchase of public houses to provide a higher level of housing reform on the management of institutions "Shoufang programme," a copy of the document approved

Mortgage or pledge to guarantee the way, pledging collateral or proof of ownership;

To guarantee the security of the way, agreed to sponsor a written guarantee that the credit and guarantee that

Borrowers in the trustees have the full purchase price of not less than 30% of the deposits proven, or pay 30 percent more than the original purchase receipt and a copy of advances;

Trustees asked for the other materials.

Second, the first instance

Trustees of the borrower's application of First Instance

Third, approval and signing of contracts commissioned by the

According to the trustee clients , for approval of the loans, approval consent, commissioned by the client signed the contract with the trustees, issued

40, signed loan contracts

According to the contract and commissioned , trustees and borrowers signed loan contracts and related contracts.

5, the allocation of loans

Loan contract after the entry into force, clients will be commissioned by the loan fund of funds assigned to households, according to the borrower by the trustees to transfer the contract allocation.