Suite loans for the same amount of different diversity

The same suite, for different loans, get the loan amount may vary more than 10 million.

She food company chiefs, recently committed Mihu: Two years ago he bought a set of housing, prices of 700,000 yuan, 70% loan-to, the amount 490,000 yuan. Other banks have recently found housing loans to the mortgage business, after the revaluation of property prices can be re-approved loans. The operation coincided with his food company to be part of the funds, so he fired the original loan firms, will move a home mortgage. Re-evaluation of the value of 800,000 yuan housing, mortgage limit-down or not, Mr. She only received 480,000 yuan loans.

In fact, SHE, will move mortgage, the Housing Authority uses a column filled out the "office", the ranks of loans for business loans. On the past, business loans and consumer loans higher than the risk. For the sake of conservative, the banks are given only 60 percent line of credit.

Wuhan branch of China Merchants Bank Consumer Credit Center official said, would like to receive a higher amount of loans, on the one hand and banks to more contacts and establish a relationship of mutual trust. On the other hand To learn more about bank policy, and constantly make their own conditions to move closer to the standard policy.