24 Jul 2008

Auto Financing feeling confused Shu heavy heart we Shenshang

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A friend drove the purchase of new Sanxiang POLO speeding in the rural roads, Deyizhiyu also for a fee Mingmufanduo the heart. Tied up in bank loans on the performance insurance and make it very "strong ride strong sell" the. Finally, a friend accidentally asked: "The foreigners will come to buy a car, this money would also like to pay? White» "

Now the time being unable to find the answer. "Auto finance company management approach" is not only access is restricted. The Chinese Auto Financing feeling confused a number of issues: down payment ratio is too high, shorten the loan period, the loan interest rate floating range of small, and so on, the short-term foreign loan-to-steam almost powerless.

Disruption from the insurance company exhausted, can not afford to pay the previous weight, and then return to the political arena because of inducements. Public insurance company CEOs who feel the so-called hard-and insurance experts are bluntly: "All the insurance companies for the price Fanchou, the service is far from being truly involved." Actuary if there are 18 skills, but also there is no guarantee that revenue balance.

A reporter in Shanghai, a state-owned banks led Auto Financing business friends, often Choumeibuzhan the annual targets. Auto Financing "extraordinary development period" gradually and more distant, loans for indicators of increased bad loans from time to time Piandai outcrop. "Auto Financing of foreign capital into the already strong signal to us: the need to reform existing institutions to manage sector and establish a sound credit system in the market."

Auto Financing and all the related agencies are Shenshang a heavy heart. Of course, get access to foreign capital Auto Financing, insurance companies Zhongcaojiuye, more or less Auto Financing for the operation of the market chain of norms and convergence. However, if China's financial markets long-standing non-refoulement, the Wanji once, then all of all, but Tang is the arm when the car.

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