Automobile loans refer to loans for the purchase of a car to the borrowers of the loan, also known as car mortgage.
Loans: borrowers must be the seat of loans to resident accounts residents, with full civil capacity.
Loan conditions: the borrower a stable job and the ability to repay the loan principal and interest, credit is good to be recognized assets as provided arrived, pledge, or have sufficient ability to compensate the third person as a principal and interest outstanding loans are jointly and severally liable and the guarantor.
Loan amount: The maximum loan amount is generally not exceed the purchase price of the car 80 percent.
Loan deadline: general automobile consumption loans for the period 1-3 years, the longest of not more than five years.
Lending rate: from the People's Bank of unified regulations.
Loan: the option of a one-time debt service and phased return (matching the principal and interest, matching the principal).
Loans: borrowers must be the seat of loans to resident accounts residents, with full civil capacity.
Loan conditions: the borrower a stable job and the ability to repay the loan principal and interest, credit is good to be recognized assets as provided arrived, pledge, or have sufficient ability to compensate the third person as a principal and interest outstanding loans are jointly and severally liable and the guarantor.
Loan amount: The maximum loan amount is generally not exceed the purchase price of the car 80 percent.
Loan deadline: general automobile consumption loans for the period 1-3 years, the longest of not more than five years.
Lending rate: from the People's Bank of unified regulations.
Loan: the option of a one-time debt service and phased return (matching the principal and interest, matching the principal).
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