Five non Credit phenomenon triggered disputes need to improve the car

Automobile consumption credit to help many people realize the dream car, also a large extent, promoted the increase in car sales. However, automobile consumption credit the road was not all smooth sailing, often associated with the cases occurred.

Court-related person in charge, Jinan's major automobile consumption loans to dealers to take credit for the intermediary model, that is, automobile dealers to purchase the security people to do in order to reduce risk. According to the court relevant data show that last year and automobile consumption loans related to more than 100 cases this year so far has been more than 50. Most of these cases is in breach of consumer automotive consumer credit contracts, did not pay off loans on time.

According to reports, auto consumption credit in case of default of consumers have five: the objective reasons for the inability to consumer loan; individual car rental companies applying for car loans, business purpose of concealment, to name loan-to-Shanghai, but not after Responsible for the loan; some of the younger car buyers are not stable job, also free capacity and some people from outside and then loan to buy a car, after Yizouliaozhi; many people have their own repayment ability, but can drag on the trailer holding the Psychological not loan. Because of this, consumer credit case even if the car into the implementation phase, often will encounter many difficulties.

Automobile consumption credit in the case of repeated » Analysis of the judges that the current highly competitive industry vehicle sales, auto sales to the credit of the review, form more than content, which for automobile consumption credit business on the borrower's credit investigation rough, high-quality survey, an increase of automobile consumption credit In the course of borrower default risk. In addition, personal credit system is imperfect the current auto consumption credit default contract of one of the main reasons. The industry said that with the auto consumption market of the rapid development of automobile consumption credit needs more legal support and protection to promote the car to the healthy development of consumer credit.