China Banking Regulatory Commission on October 3 of a piece of paper "auto finance company management approach," not only to watch in China for many years Xinhuanufang foreign auto finance company, also China's consumer credit have more cars guess: zero-interest loans , A one-stop service loans…… when will hasten the birth of a real auto finance company still unknown, but market access has opened the door to see the hope that the people - zero-interest loan to buy a car from how far we still have
"Foreign" Auto Financing immediately opened »
"At present, we only have efforts in this direction." Yafei chain of car the person concerned Weiwandishui. As the new provisions of the high threshold, the majority of domestic enterprises Wangyangxingtan. Even in the Auto Financing market has made good performance of the car chain Yafei also feel .
Relatively speaking, well-funded and experienced foreign Automotive Group, it is quite ambitious. As early as last year, the industry has already reported GM and SAIC financial companies set up joint venture for automobile financial services company news. China has waited seven years of Ford Motor Credit Company, has this year and the Bank of China, China Construction Bank signed an agreement for Ford's exclusive distributor to provide financial services. The company's Beijing representative office of Representative Zhanguo Dong had also said that "once the relevant regulations promulgated, Ford Credit will be the fastest rate for business."
Zero-interest loans dream come true »
"Auto Financing Bank interest rate is fixed, at most, only the People's Bank of provisions in the benchmark interest rate fall 10 percent." ICBC Beijing Branch of the Department of personal financial official said to reporters, "but there are auto finance company May be more significant interest rate fluctuations policy, which is currently the most controversial areas. "
In response, Ford Credit's staff explained to reporters: "As the auto finance companies and car manufacturers, dealers and a more closely related, so that the interest rate on the development of more flexible" he said. "Discount loans, for example, is from Automobile manufacturers to offer interest rates of compensation, so that people can be free to use car loans. "Moreover," also according to the different needs of customers, tailored repayment plans, and provide different lending rates. "
Financial companies are not necessarily good
However, auto finance companies in overseas mode of operation can work at home, but also the provisions of the relevant policies and market conditions.
"As China's lack of maturity as the foreign credit system, risk control and the relatively limited means, so the interest rate liberalization means that the relatively high risk." Ford Credit's staff said. It appears that it will use the means lower interest rates to attract consumers and foreign auto finance company has not yet determined.
In addition, the possible establishment of the auto finance company belonging to the majority of manufacturers have the background of companies, these companies only to their own single-brand car loans, rather than give other brand car loans.
"Foreign" Auto Financing immediately opened »
"At present, we only have efforts in this direction." Yafei chain of car the person concerned Weiwandishui. As the new provisions of the high threshold, the majority of domestic enterprises Wangyangxingtan. Even in the Auto Financing market has made good performance of the car chain Yafei also feel .
Relatively speaking, well-funded and experienced foreign Automotive Group, it is quite ambitious. As early as last year, the industry has already reported GM and SAIC financial companies set up joint venture for automobile financial services company news. China has waited seven years of Ford Motor Credit Company, has this year and the Bank of China, China Construction Bank signed an agreement for Ford's exclusive distributor to provide financial services. The company's Beijing representative office of Representative Zhanguo Dong had also said that "once the relevant regulations promulgated, Ford Credit will be the fastest rate for business."
Zero-interest loans dream come true »
"Auto Financing Bank interest rate is fixed, at most, only the People's Bank of provisions in the benchmark interest rate fall 10 percent." ICBC Beijing Branch of the Department of personal financial official said to reporters, "but there are auto finance company May be more significant interest rate fluctuations policy, which is currently the most controversial areas. "
In response, Ford Credit's staff explained to reporters: "As the auto finance companies and car manufacturers, dealers and a more closely related, so that the interest rate on the development of more flexible" he said. "Discount loans, for example, is from Automobile manufacturers to offer interest rates of compensation, so that people can be free to use car loans. "Moreover," also according to the different needs of customers, tailored repayment plans, and provide different lending rates. "
Financial companies are not necessarily good
However, auto finance companies in overseas mode of operation can work at home, but also the provisions of the relevant policies and market conditions.
"As China's lack of maturity as the foreign credit system, risk control and the relatively limited means, so the interest rate liberalization means that the relatively high risk." Ford Credit's staff said. It appears that it will use the means lower interest rates to attract consumers and foreign auto finance company has not yet determined.
In addition, the possible establishment of the auto finance company belonging to the majority of manufacturers have the background of companies, these companies only to their own single-brand car loans, rather than give other brand car loans.
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