That large vehicles
Motor Credit once again become the focus of attention of the industry, Gaiyin Recently, several private entrepreneurs to credit the sharp light. Bank credit market is what kind of presence "Maoni" is one for all issues of interest.
How to cheat Auto Financing » If I generation of ordinary people are naturally puzzled, but on this fine, who, it is Xiaocaiyidie, practices and mortgage fraud in fact broadly similar, is none other than the car using a false agreement, the false car Proof of income were false and the guarantor proof of income, submit bank, waiting for the bank lenders. Wong Kwong Yu, such as in business, this law, in line with immediate need of cash flow.
Lenovo to 2003, 2004 between a Chennianjiushi, then, the domestic credit market development is also the peak period, the end of 2003, the automobile industry reported car Bank line of credit of up to 180 billion yuan, more than 94.5 billion yuan of personal car loans For a bad debts that can not help but panic to a cold sweat.
Bishi, a common automotive industry experts come forward analysis, the cause of bad debts many auto industry, Wu Waihu prices of frequent diving, which Chinese consumers more reluctant to loan, banks would rather the car was towed up and so on.
However, one had been overlooked the simple figures assume that we can let these so-called main reasons pushed to the horn to Gala Li. Roughly calculated as follows: 180 billion car loan payment, 200,000 yuan to the average price per vehicle, a total of 9 million cars made car loans. And bear in mind that it was in 2003, the Chinese community keep private vehicles were only 10 million.
Results people heads that the price cuts led to the black hole of the automobile credit car experts obviously too naive and kind-hearted, Is 90% of the car are car loans? » Needless to say these vehicles experts, any slightest knowledge of the automotive industry are aware that this is totally ridiculous to be seen. Even in the most flourishing of the Motor Credit in 2002, 2003, the ratio of car loans is only 25 percent. Well, that is, 9 million loan to buy the car inside, at least there are nearly 7 million already non-existent.
Or cloud: These figures may be water, a false suspicion. However, even one-tenth of the amount is quite astonishing, those non-existent car purchase loans Where, I am afraid only of Wong Kwong Yu, big and small have a clear mind.
Wen near Beijing Changping District Court also heard the case, the Beijing Chung-hsin investment advisory companies and the legal representative of Beijing Liu Guangde Majesty the legal representative of the real estate company charged with fraud Qu Zhe Motor Credit 10 million yuan. Interestingly, the case also involves real estate companies, the Huang family loans for real estate projects and more health. Clearly, real estate cash flow really is the Gate of Life, for the continuation of funding chain, launched at the staff, for the sake of survival and fraud Auto Financing.
However, the problem is still "cheat" in order to present the professional quality of bank employees, cheating is not easy, or even billions of dollars on 100 billion in automobile credit loss in vain because no one will want to head to toe Out, only Liyingwaihe only so smoothly.
2003, a car Financial Forum, a province of the Agricultural Bank car Xindai Yuan people still remember the words: "If I had a little easy hand, the annual release 100 million is a small CASE. I several colleagues have resigned from the bank . To do, the rich do not ah. "Obviously, the bank employees in the credit Piandai also play an important role.
It is precisely because the credit market confusion, to a share in the middle of a few people, apart from banks, in 2002, 2003 car Piandai upsurge period, from automobile dealers also played a role in adding fuel to the flames. For automobile dealers, considering their performance is the only indicator of sales revenue, in this, all the wrist, has nothing to do with me, eyes open eyes closed, and all results. Some automobile credit companies, such as the Hongjiyishi Yafei Motor Credit Company, akin pimp, so that a car credit market fraud as a farce full of weeds.
Yitan: 2004, the CBRC has launched a black hole of the automobile credit investigation, then did not openly publish the results, but automobile credit issued more secret operations in the long run, it is an indisputable fact that there was a Motor Credit slam the brakes move, after the brakes , The new entrants, the auto finance company before the cautious line, to date, automobile credit industry recovery is very slow.
The surface, these vehicles Piandai who has nothing to do with ordinary consumers, but in reality if not, whether to mention the entire automobile credit is part of a social credit system, in fact, automobile credit has slowed down the status of the Chinese community into the vehicle speed, because those who cheat Loan-to-the existence of ordinary consumer loans difficult, the final result, the real needs of the consumer car loans to the successful Shanghai loans, the banks have a lot of money into the pockets of Piandai.
Facts have proved that, if there are considerable opportunities and the ability of private entrepreneurs are bound to Xibai. Therefore, only the amount of money for the return of the Auto Financing. And compared with the private entrepreneurs, some purely to Piandai for the purpose of consumption, more people means that these people are more than 900 million black hole of the real credit car maker.
Although the car looks so unpredictable and ever credit the black hole, but around the car with the credit fraud trial, the trial will come one after another, perhaps, as the movie says: Chu Laihun, some accounts is also a must, sooner or later, Know that in the face of increasingly standardized development of the domestic credit market, these Piandai, in the face of what kind of mentality »
Motor Credit once again become the focus of attention of the industry, Gaiyin Recently, several private entrepreneurs to credit the sharp light. Bank credit market is what kind of presence "Maoni" is one for all issues of interest.
How to cheat Auto Financing » If I generation of ordinary people are naturally puzzled, but on this fine, who, it is Xiaocaiyidie, practices and mortgage fraud in fact broadly similar, is none other than the car using a false agreement, the false car Proof of income were false and the guarantor proof of income, submit bank, waiting for the bank lenders. Wong Kwong Yu, such as in business, this law, in line with immediate need of cash flow.
Lenovo to 2003, 2004 between a Chennianjiushi, then, the domestic credit market development is also the peak period, the end of 2003, the automobile industry reported car Bank line of credit of up to 180 billion yuan, more than 94.5 billion yuan of personal car loans For a bad debts that can not help but panic to a cold sweat.
Bishi, a common automotive industry experts come forward analysis, the cause of bad debts many auto industry, Wu Waihu prices of frequent diving, which Chinese consumers more reluctant to loan, banks would rather the car was towed up and so on.
However, one had been overlooked the simple figures assume that we can let these so-called main reasons pushed to the horn to Gala Li. Roughly calculated as follows: 180 billion car loan payment, 200,000 yuan to the average price per vehicle, a total of 9 million cars made car loans. And bear in mind that it was in 2003, the Chinese community keep private vehicles were only 10 million.
Results people heads that the price cuts led to the black hole of the automobile credit car experts obviously too naive and kind-hearted, Is 90% of the car are car loans? » Needless to say these vehicles experts, any slightest knowledge of the automotive industry are aware that this is totally ridiculous to be seen. Even in the most flourishing of the Motor Credit in 2002, 2003, the ratio of car loans is only 25 percent. Well, that is, 9 million loan to buy the car inside, at least there are nearly 7 million already non-existent.
Or cloud: These figures may be water, a false suspicion. However, even one-tenth of the amount is quite astonishing, those non-existent car purchase loans Where, I am afraid only of Wong Kwong Yu, big and small have a clear mind.
Wen near Beijing Changping District Court also heard the case, the Beijing Chung-hsin investment advisory companies and the legal representative of Beijing Liu Guangde Majesty the legal representative of the real estate company charged with fraud Qu Zhe Motor Credit 10 million yuan. Interestingly, the case also involves real estate companies, the Huang family loans for real estate projects and more health. Clearly, real estate cash flow really is the Gate of Life, for the continuation of funding chain, launched at the staff, for the sake of survival and fraud Auto Financing.
However, the problem is still "cheat" in order to present the professional quality of bank employees, cheating is not easy, or even billions of dollars on 100 billion in automobile credit loss in vain because no one will want to head to toe Out, only Liyingwaihe only so smoothly.
2003, a car Financial Forum, a province of the Agricultural Bank car Xindai Yuan people still remember the words: "If I had a little easy hand, the annual release 100 million is a small CASE. I several colleagues have resigned from the bank . To do, the rich do not ah. "Obviously, the bank employees in the credit Piandai also play an important role.
It is precisely because the credit market confusion, to a share in the middle of a few people, apart from banks, in 2002, 2003 car Piandai upsurge period, from automobile dealers also played a role in adding fuel to the flames. For automobile dealers, considering their performance is the only indicator of sales revenue, in this, all the wrist, has nothing to do with me, eyes open eyes closed, and all results. Some automobile credit companies, such as the Hongjiyishi Yafei Motor Credit Company, akin pimp, so that a car credit market fraud as a farce full of weeds.
Yitan: 2004, the CBRC has launched a black hole of the automobile credit investigation, then did not openly publish the results, but automobile credit issued more secret operations in the long run, it is an indisputable fact that there was a Motor Credit slam the brakes move, after the brakes , The new entrants, the auto finance company before the cautious line, to date, automobile credit industry recovery is very slow.
The surface, these vehicles Piandai who has nothing to do with ordinary consumers, but in reality if not, whether to mention the entire automobile credit is part of a social credit system, in fact, automobile credit has slowed down the status of the Chinese community into the vehicle speed, because those who cheat Loan-to-the existence of ordinary consumer loans difficult, the final result, the real needs of the consumer car loans to the successful Shanghai loans, the banks have a lot of money into the pockets of Piandai.
Facts have proved that, if there are considerable opportunities and the ability of private entrepreneurs are bound to Xibai. Therefore, only the amount of money for the return of the Auto Financing. And compared with the private entrepreneurs, some purely to Piandai for the purpose of consumption, more people means that these people are more than 900 million black hole of the real credit car maker.
Although the car looks so unpredictable and ever credit the black hole, but around the car with the credit fraud trial, the trial will come one after another, perhaps, as the movie says: Chu Laihun, some accounts is also a must, sooner or later, Know that in the face of increasingly standardized development of the domestic credit market, these Piandai, in the face of what kind of mentality »
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