Commercial buildings and loans flow chart of what information should be submitted

Borrowers apply for loans of commercial space, should fill out the "commercial space loan application form," the lender to submit the following information:

1, loan applications, including: Overview of borrowers, operational and financial situation, the reasons for borrowing, use, the amount and duration, loans and repayment plans;

2, identity documents (identity card or other account of the effective residence documents) and a copy of the original;

3, issued by the industrial and commercial administration departments and copies of copies of business licenses, tax authorities issued the tax registration and a copy of a copy;

4, the financial sector or accounting firm approved by borrowing the previous year's financial reports, borrowing the previous quarter's financial statements;

5, issued by the departments authorized loans of borrowers or the solvency of that income;

6, in line with the provisions of the purchase of commercial space contracts, agreements or other valid documents;

7, collateral or quality of the list, ownership is proved that there are powers agree that the mortgage or pledge and collateral valuation;

8, the sponsor agreed to provide a written guarantee that document and its credit;

9, seeks to provide loans to other documents or information.

Loan borrowers who accepted an application, the investigating whether the borrowers loan conditions and verify collateral, the quality of, the guarantor; corporate loans to purchase houses or commercial office space, according to the lender to the provisions of its Management, efficiency and repayment ability and other aspects of comprehensive assessment. Bank review of the relevant information, to review, on this basis, the loan approval.