28 Jul 2008

Guidelines for National Student Loan

NO.1 application

Students need to apply for loans within the stipulated time of the school institutions to apply for "national student loan approval table" and other materials, and prepare relevant supporting materials should reach the national school student loan agencies.

What are the universities of the National Student Loan:
Public full-time college should actively implement the national student loan policy, and cooperation between the bank for college students from poor families for national student loans.
Need to submit applications for the material:
(1) National Student Loan approval sheet;
(2) my student ID card and a photocopy of identity cards (minors are required to provide effective legal guardian's proof of identity and apply for loans written consent of proof);
(3) of my family's economic difficulties;
(4) townships, towns, streets and county-level civil affairs departments of education-related executive departments on their family financial difficulties that
(5) the bank or the school requests for documents and other information. National Student loan interest rates:
National Student Loan repayment period:
Generally speaking, the borrower students should graduate within six years after the loan repaid principal and interest.
The state's financial how to conduct national student loan interest subsidies:
Borrowers in school students during the national student loan interest from all the state financial subsidies.


What is the National Student Loan »
What are the universities of the National Student Loan work »
Students per school year, the number of countries can apply for student loans »
National Student Loan for how the conditions under »
How to apply for National Student Loan »
National Student Loan repayment period is long »
National Student loan interest rate is the number of «
How the state's financial interest loans to subsidize »
Student loan borrowers do not need the half-way how to do »
Transfer students how to deal with the borrowing student loans »

NO.2 schools of First Instance

Audit principles: school institutions in the student loan management center issued the annual borrowing limit and control of proportion, organized students apply for loans, student loans and accept applications.

School of First Instance
School students to the institution of the National Student Loan application materials to review the qualifications of its integrity, authenticity and legality responsible for preliminary work in student loan applications received after 20 working days.
Upon completion of this work, school institutions for a five-day publicity and there are applications to correct the problem.
After the preliminary work correct, the school institutions in 10 working days, the review of qualified loan application with official seals to be confirmed, the results of the review will inform the students, and establishment of "national student loan students review the information sheet."
Who is to review and approval national student loan applications »
School students to submit the relevant departments in charge of the National Student Loan applications for review.

National Student Loan applications usually need to provide the students what materials »
Who is to review and approval of the National Student student loan applications »

NO.3 Bank approval


Bank approval
-- Bank in the school uniform to receive the loan contract and IOU after the 15 working days to sign, and in five working days to complete the signing of the loan contract agencies served schools. School institutions in the loan contract and received IOU after five days back to the borrower students in my custody.
Who is to review and approval national student loan applications »
School students to submit the relevant departments in charge of the National Student Loan applications for review.
Will the early repayment »
Student loan borrowers in the period, ahead of some or all of the repayment, it must be in writing in advance to the banking application.

Who is to review and approval of the National Student student loan applications »
Student loan repayment will advance »

NO.4 contract

Loan applications were approved, according to the school would provide the bank borrowing roster of students, in 10 working days organize the students filled out, signed loan contracts and IOU's work and had submitted bank.

And the bank signed a contract for
-- Bank in the school uniform to receive the loan contract and IOU after the 15 working days to sign, and in five working days to complete the signing of the loan contract agencies served schools.
-- How the National Student Loan Bank signed loan contracts »
Student loan applications through the school after review and approval banks, schools will weave the students filled out, signed loan contracts and IOU, and other text. School students should apply for loans or loan information promptly notify their parents or their legal guardians

Student loans - and how the National Student Loan Bank signed loan contracts »

NO.5 loans

The specific rules for issuing loans, the banks will be for each student for a debit card or demand deposits.

How to release National Student Loan »
Action should be in the bank loan contract signed on the date of 20 working days will be the first year of tuition fees, accommodation and subsistence loans included in the school designated accounts, and after the second year of the tuition fees, accommodation and living expenses loan…
Who is responsible for overseeing the use of loans »
School students responsible for overseeing the use of the loan, the bank had loans to the schools to understand the distribution and use.


NO.6 outstanding loans

The use of student loan borrowers students completed their studies, should attach importance to their credit, loans on time to return.
60 before leaving school graduates each year, schools will be organized students and borrowers would repay the banks to confirm procedures for handling bank will send someone on-site service for students on the repayment of the loans, student loans and to answer the consultation.

Graduation, the need for banks and what procedures »
1. Student loans before graduation, the school should be organized student loan repayment and the bank would confirm procedures.
2. To students enrolled in degree of borrowing, to the host school before graduation to apply for renewal.
When countries begin to repay student loans »
Student loans after graduation, his interest loans to be paid in full. -- Bank loans to allow students under the employment and income level, self-chosen 24 months after graduation in any month since the principal amount of outstanding loans.
Ways to repay student loans country »
Banks are usually designed for the student loan repayment of two ways: matching the principal and interest payments and principal repayments equal.
Should bear the consequences of default »
1. National Student Loan borrowers without students - and in accordance with the bank signed the agreement for the repayment deadline for an agreement, the amount of outstanding loans, the banks would respond to its default of repayment of the amount to Faxi…
2. Repayment agreement by entering the repayment period, the default for more than a year without contact with the banks take the initiative to handle the formalities of student loans, the administration departments and banks will be through the media…

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