The first to support the development of education, accelerate personnel training, all commercial banks and urban and rural credit cooperatives (hereinafter referred to loans) are based on "loan General Clauses" self-determination for student loans.
Article 2 of student loans can be taken unsecured (credit) student loans and guarantees student loans.
Article 3 of the lender's colleges and universities in the time students (including specialist, undergraduate and graduate students (the borrowers)) of unsecured (credit) student loans, their immediate family members, legal guardian (the borrowers) of unsecured (Credit) student loans and guarantees student loans.
Article IV of the College of Health in Reading for student loans must have the following basic requirements: admission ticket or a student ID card, valid identity card, while a classmate or a total of two teachers to provide proof of their identity.
Article 5 of time students apply for colleges and universities in the student loan borrowers fill in accordance with the provisions of the contract, after leaving school committed to provide loans to the work units and means of communication, commitment is not also a year overdue loans, not to be renewed, the lender may be in school Colleges and universities or related media published his name, identity card number, to query.
Article 6 of student loans does not exceed the maximum amount of students in reading during the school where the tuition fees and living expenses.
Article 7 of the student loan period is generally not more than eight years, whether the extension by the lenders and borrowers agreed.
Article 8 of student loan interest rates by the People's Bank of China provides loans with interest rates for the implementation, not as high.
Article 9 of student loan servicing to be flexible manner, prepayments, or with the benefit of this-or at the outstanding (year-on-year, quarterly or monthly), the specific manner by the lenders and borrowers agreed and Printed in the contract. The return of principal and interest of loans in advance, ahead of the return of part of the contractual rate and the actual time of interest; principal and interest of loans can not be reimbursed on time, loans to people in accordance with the regulations of Faxi.
Article 10: Governments at all levels and all sectors of the community for borrowers to offer collateral or interest subsidies, and the discount percentage discount from the lender or the borrower of the discount to schools and mutually agreed.
Article 11 of the borrowers to abide by the credit, such as leaving school for various reasons, should take the initiative to inform people of their loans as means of communication and work units, repay the loan principal and interest on time.
Article 12 colleges and universities in the time students should apply for student loans and loans being paid to recover the management of student loans to assist. If the borrower in school during the transfer, leave, leave, go abroad, was expelled from the casualties, and so on, the borrower is obliged to notify the lender of the school.
Article 13 of the lender under this approach to develop specific rules, improve services and strengthen the student loan payment and the resumption of the management and improve the use of student loans
Article 2 of student loans can be taken unsecured (credit) student loans and guarantees student loans.
Article 3 of the lender's colleges and universities in the time students (including specialist, undergraduate and graduate students (the borrowers)) of unsecured (credit) student loans, their immediate family members, legal guardian (the borrowers) of unsecured (Credit) student loans and guarantees student loans.
Article IV of the College of Health in Reading for student loans must have the following basic requirements: admission ticket or a student ID card, valid identity card, while a classmate or a total of two teachers to provide proof of their identity.
Article 5 of time students apply for colleges and universities in the student loan borrowers fill in accordance with the provisions of the contract, after leaving school committed to provide loans to the work units and means of communication, commitment is not also a year overdue loans, not to be renewed, the lender may be in school Colleges and universities or related media published his name, identity card number, to query.
Article 6 of student loans does not exceed the maximum amount of students in reading during the school where the tuition fees and living expenses.
Article 7 of the student loan period is generally not more than eight years, whether the extension by the lenders and borrowers agreed.
Article 8 of student loan interest rates by the People's Bank of China provides loans with interest rates for the implementation, not as high.
Article 9 of student loan servicing to be flexible manner, prepayments, or with the benefit of this-or at the outstanding (year-on-year, quarterly or monthly), the specific manner by the lenders and borrowers agreed and Printed in the contract. The return of principal and interest of loans in advance, ahead of the return of part of the contractual rate and the actual time of interest; principal and interest of loans can not be reimbursed on time, loans to people in accordance with the regulations of Faxi.
Article 10: Governments at all levels and all sectors of the community for borrowers to offer collateral or interest subsidies, and the discount percentage discount from the lender or the borrower of the discount to schools and mutually agreed.
Article 11 of the borrowers to abide by the credit, such as leaving school for various reasons, should take the initiative to inform people of their loans as means of communication and work units, repay the loan principal and interest on time.
Article 12 colleges and universities in the time students should apply for student loans and loans being paid to recover the management of student loans to assist. If the borrower in school during the transfer, leave, leave, go abroad, was expelled from the casualties, and so on, the borrower is obliged to notify the lender of the school.
Article 13 of the lender under this approach to develop specific rules, improve services and strengthen the student loan payment and the resumption of the management and improve the use of student loans
No comments:
Post a Comment