ICBC launched the "loan-to-priority" brand financing services

In order to meet the financial needs of customers, from May 2007, the ICBC Guangdong provinces of vast numbers of corporate customers, "loan-to-priority" campaign financing services.

"Loan-to-priority" campaign financing services are the Industrial and Commercial Bank (5.16,0.18,3.61%) under the growth patterns of corporate assets and transactions launched by the characteristics of innovative financing services, including commercial property loans, commodity loans, loan-to-order contracts receivable Four broad categories of accounts receivable loan-to-21 product varieties, clear property rights for owners of commercial properties, the contract orders, easily realisable staple goods and receivables of enterprises with priority claims, fast and convenient financial services. Enterprises as long as a stable source of income, can apply for loans, flexible repayment methods.

Commercial property loans, not on their overall financial situation of credit assessment to the commercial property operating income (in particular, rental income) as a loan basis, without changing the nature and use of the property under the premise of providing long-term financing support, and the loan period Flexible and simple procedures.

Commodity loans, enterprises can be owned by the commodity pledge to the banks, the banks according to their market price of goods pledged to provide 80% of the amount of the loan, a business-friendly Panhuo book short-term assets.

Loan-to-contract orders to enterprises signed contracts and the quality of orders expected earnings as a loan basis, in accordance with the contracts and the amount of orders to meet the credit clearing tools for enterprise contracts and orders advanced 80 percent of the amount of money, which can effectively reduce the corporate Funds occupiers.

Accounts receivable loans, by virtue of enterprises owned by the quality of accounts receivable financing for banks in accordance with the amount of accounts receivable, accounts receivable advances to the high amount of 8% of the purchase price, shortening the time to take up enterprise funds.