25 Jul 2008

Second-hand housing loan business processes

Used the personal loan business mainly refers to the banks to grant loans for the purchase of the Shoufang people have made housing property rights card, the full disposal of the right, in the secondary market on legitimate transactions or individual housing loans.
And for "personal housing loans to purchase" may be different, the borrowers used the loans for individuals, the need to provide:
1, and Shoufang signed the "contract for the sale of housing";
2, the first proof of payment;
3, the purchased housing ownership certificates;
4, housing property rights were purchased by the consent of the written authorization of the sale of housing;
5, purchased public housing, affordable housing, and other non-commercial housing market, to provide relevant documents to grant listed transactions
Or approval certificate;
6, in the age of five years (with) more and loans that were needed to assess the value of housing, the borrower should provide loans were approved
Real estate assessment issued by housing agencies to assess the value of the report.

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